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商业银行个人理财中投资者权益的保护
引用本文:黄泓祯.商业银行个人理财中投资者权益的保护[J].石家庄经济学院学报,2011,34(5):123-127.
作者姓名:黄泓祯
作者单位:南京大学法学院,江苏南京,210046
摘    要:在商业银行个人理财业务发展的数年中,投资者权益受侵犯的事例常见于报端。这些问题的出现揭示了目前的认识误区———仅将投资者与银行之间的关系认为是委托与被委托之间的关系。要有效维护理财投资者的合法权益,应重新认识投资者与银行之间的关系。投资者与银行之间不仅是委托与被委托的关系,更主要的是经营者与消费者之间的关系。只有将投资者看成是消费者,在强大的银行经营实体面前,弱势的投资者的合法权益才能得到法律的倾向性保护。

关 键 词:个人理财  银行  投资者  消费者

The Discussion on the Protection of the Personal Financial Investors' Rights and Interests in Commercial Bank
HUANG Hong-zhen.The Discussion on the Protection of the Personal Financial Investors' Rights and Interests in Commercial Bank[J].Journal of Shijiazhuang University of Economics,2011,34(5):123-127.
Authors:HUANG Hong-zhen
Institution:HUANG Hong-zhen(Nanjing University,Nanjing,Jiangsu 210046)
Abstract:For years,the investor interests infringement of personal finance business in commercial banks has often upon the media.These problems reveal our present major misunderstanding in which the relationship between investors and bank is considered as a delegate relation.Author believes that the relationship should be newly recognized in order to effectively safeguard the legitimate rights and interests of investors.The relationship between investors and bank is not only the relationship between client trustee,t...
Keywords:personal finances  bank  investor  consumer  
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