我国中小企业财务困境的原因及对策分析

中小企业作为我国企业的重要组成部分，提供了大量就业机会，创造了巨大的社会财富，但由于存在财务控制不严、资泰结构不舍理、融资困难、缺乏管理经验和危机意识、财务人员素质不高、领导法制意识淡薄等方面的问题，使得中小企业经常陷入财务困境甚至破产。因此，中小企业必须采取有效措施来促进自身的发展。

The Analysis of Some Reasons and Countermeasures of Financial Distress in China＇s SMEs

Small and medium-sized enterprises （SMEs） are an important part of China＇s enterprises, which create a number of job opportunities and enormous social wealth. However, there are some problems in them, such as the loose financial control, unreasonable capital structure, financing difficulty, the lack of management experience and consciousness on crisis, low quality of financial personnel and the lack of legal consciousness and the like, lead to SMEs have financial distress and even go bankrupt. Therefore, SMEs must take effective actions to promote themselves development.