浅谈银行如何有效防范地方政府融资风险

在94年国家进行分税制改革之后,财政收入向中央政府集中,这加剧了各地方政府事权与财权不平衡的局面,政府融资平台为地方政府拓宽了融资渠道。进入2008以来,受国际金融危机的影响,我国实施了宽松的货币政策和积极的财政政策,推动了各地方政府融资平台飞速发展,在应对金融危机方面起到了重要作用。但是地方政府融资债务疯狂增长下其隐藏的风险已经逐渐凸显出来,值得我们关注。本文从银行的角度浅析了银行如何防范来自地方政府融资的风险。

Discussion on How the Bank Prevent the Risk of Local Government Finance

After 1994 the tax sharing reform countries,fiscal revenue concentrated to the central government,which increased the imbalance situation between local governments power and financial power.The government financing platform widened the financing channels for local governments.Since 2008,influenced by international financial crisis,China implemented the looser monetary policy and positive fiscal policy,which promoted the rapid development of local government financing platform,and played an important role in response to a financial crisis.But under the crazy growth of local government debt financing,its hidden risks have gradually emerged,which is worthy of our attention.From the angle of the bank,this paper discusses how the bank prevent the risk of local government finance.