| 投资收益、经营效率和寿险企业市场绩效 |
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| 引用本文： | 钟凡. 投资收益、经营效率和寿险企业市场绩效[J]. 保险研究, 2009, 0(8): 33-38 |
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| 作者姓名： | 钟凡 |
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| 作者单位： | 中南大学商学院,湖南,长沙,410000 |
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| 摘 要： | 中国寿险业的垄断型市场结构并没有造成垄断企业控制市场以获得超额利润的情况。本文选取中国人寿、泰康人寿、新华人寿三家企业1998年～2007年间的面板数据作为样本数据,分析了我国寿险公司绩效的影响因素,认为在中国寿险业日益激烈的市场竞争下,寿险企业的利润主要来自投资收益,经营效率高的企业虽然不能因为技术效率和规模效率而获得高利润,但是可以在竞争中占有更多的市场份额。
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| 关 键 词： | 市场绩效 市场结构 经营效率 寿险 |
Investment income,operational efficiency and market performance of life insurance business |
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| Zhong Fan. Investment income,operational efficiency and market performance of life insurance business[J]. Insurance Studies, 2009, 0(8): 33-38 |
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| Authors: | Zhong Fan |
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| Abstract: | There is no monopoly control of the market for excess profits in China's life insurance industry even though there is a monopoly market structure.The paper used the 1998-2007 panel data of China Life,Taikang Life and Xinhua Life as sample data to analyze factors affecting performance of Chinese life insurers.It reached the conclusion that due to the intense competition in the market,life insurance companies' profits mainly came from investment income,and that the company with a higher operational efficiency... |
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| Keywords: | market performance market structure operational efficiency life insurance |
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