| 我国商业银行风险预警机制的构建 |
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| 引用本文： | 孙志娟.我国商业银行风险预警机制的构建[J].经济问题,2012(6):96-99. |
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| 作者姓名： | 孙志娟 |
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| 作者单位： | 四川大学经济学院,成都610064／河南科技学院经济与管理学院,河南洛阳471003 |
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| 摘 要： | 相对于国外的银行监管机制而言,目前我国商业银行风险防范和预警机制仍不完善,风险管理手段也相对落后。在分析商业银行原有风险预警机制缺陷的基础上,构建了由财务、非财务及EVA等指标体系组成的信贷风险预警系统,并探讨了该系统的实证分析案例,旨在为我国金融监管机构准确评估当前金融危机环境下商业银行的风险状况提供决策依据。
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| 关 键 词： | 财务指标 非财务指标 EVA指标 |
The Risk -Warning Mechanism of the Commercial Bank |
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| SUN Zhi-juan.The Risk -Warning Mechanism of the Commercial Bank[J].On Economic Problems,2012(6):96-99. |
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| Authors: | SUN Zhi-juan |
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| Institution: | SUN Zhi-juan1,2(1.School of Economics,Sichuan University,Chengdu 610064,China; 2.Henan University of Science and Technology,Luoyang 471003,China) |
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| Abstract: | Today in our country the warning mechanism of bank is not perfect,and the risk management is also relatively backward.So the assay analyzes it,s defects,and build the warning system composed of financial indexes,non-financial indexes and EVA indexes,so that we can accurately asses the risk of bank in the financial crisis. |
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| Keywords: | financial index non - financial index EVA index |
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