| 保险合同的解释问题研究 |
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| 引用本文： | 刘信业.保险合同的解释问题研究[J].河南金融管理干部学院学报,2006,24(5):99-101. |
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| 作者姓名： | 刘信业 |
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| 作者单位： | 河南政法管理干部学院,河南,郑州,450002 |
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| 摘 要： | 在保险实务中，依据什么样的原则，运用何种解释方法解释保险合同，直接关系到保险合同能否顺利履行以及保险合同纠纷是否能得到公正的解决。保险合同是一种典型的格式合同，而不利解释原则又是保险合同解释的一个特殊原则。对于不利解释原则的具体适用，学界和司法界仍存在许多争议，而且有滥用的趋势？保险合同解释应该首先适用合同的一般解释原则，然后适用不利解释原则，而且不利解释原则的适用还有一定的适用前提及适用范围。
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| 关 键 词： | 保险合同 一般解释原则 不利解释原则 合同纠纷 |
| 文章编号： | 1008-7796（2006）05-0099-03 |
| 收稿时间： | 2006-05-10 |
| 修稿时间： | 2006年5月10日 |
A Study on Explanation Issues of Insurance Contract |
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| LIU Xin-ye.A Study on Explanation Issues of Insurance Contract[J].Journal of Henan College of Financial Management Cadres,2006,24(5):99-101. |
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| Authors: | LIU Xin-ye |
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| Institution: | LIU Xin - ye (Henan Provincial Institute of Law and Politics Management, Zhengzhou , Henan 450002, China ) |
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| Abstract: | Which rule to follow and which explanation method to use for explaining insurance contract m insurance practice directly concerns whether insurance contract can be smoothly executed and contract dissension fairly solved. Insurance contract is a typical format contract, and the unfavorable explanation rule is a special rule for insurance contract explanation. Hot disputes arise in academy and law communities for the specific application of the unfavorable explanation rule, and there is a tendency of abuse. The general explanation rule should first of all be applied for insurance contract explanation, and then the unfavorable explanation rule be applied. However, there are applicable premises and range for the unfavorable explanation rule. |
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| Keywords: | insurance contract general explanation rule unfavorable explanation rule contract dissension |
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