| 我国商业银行利率博弈分析 |
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| 引用本文： | 顾翌乐.我国商业银行利率博弈分析[J].商业研究,2003(10):68-69. |
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| 作者姓名： | 顾翌乐 |
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| 作者单位： | 上海大学,国际工商与管理学院,上海,201102 |
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| 摘 要： | 利率是商业银行存贷业务的价格 ,随着利率市场化的逐步深化 ,我国商业银行无疑将会围绕利率展开存贷业务的竞争。从微观角度 ,运用博弈论的一些基本概念 ,同时通过修改传统的“折拗的需求曲线”模型 ,分析我国商业银行在各个时期利率竞争的态势及其影响。
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| 关 键 词： | 利率 博弈论 折拗的需求曲线 |
| 文章编号： | 1001-148X(2003)10-0068-02 |
| 修稿时间： | 2002年6月6日 |
An Analysis of Commercial Banks' Interest Rate in China by Way of Game Theory |
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| Abstract: | Interest rate is the price bidden by commercial banks for the service of deposit or loan. As the marketability of interest rate advances commercial banks will surely get involved in the fierce competition for clients by narrowing the discrepancy between deposit and loan interest rate. This paper, applying some basic concepts of game theory, adjusts the Model of Kinked Demand Curve to the analysis of the possible trend and significance of interest rates at different stages. |
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| Keywords: | interest rate game theory Model of Kinked Demand Curve |
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