制度安排、金融创新与银行监管有效性

金融制度安排、金融创新与银行监管存在着辩证关系。监管体制差异、监管内容的不同以及监管执行力的差别等,都会导致金融创新与金融监管绩效之间的不同组合。在中国经济转轨和市场全面开放的双重背景下,只有完善现有的银行监管制度,才能既保持金融稳定运行,又能推动金融创新健康发展。

Institutional Arrangements, Financial Innovation and Effectiveness of Banking Regulation

There is a dialectical relationship among financial institutional arrangements,financial innovation and banking regulation.Differences in regulatory systems and content and the capacity for carrying regulation lead to differences in financial innovation and financial regulation performance.Against the dual backdrops of China's transitional economy and fully open market,improving the current banking regulatory system will keep financial operations stable and promote the sound development of financial innovation.