| 非正规金融研究文献述评 |
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| 引用本文： | 左臣明.非正规金融研究文献述评[J].山东工商学院学报,2005,19(6):29-34. |
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| 作者姓名： | 左臣明 |
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| 作者单位： | 中国人民大学,农业与农村发展学院,北京,100872 |
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| 摘 要： | 通过对非正规金融的概念、类型、规模、形成原因、市场利率等方面的梳理,指出非正规金融的产生适应经济发展的内在要求,具有客观必然性。非正规金融的高利率在一定程度上是放贷风险的补偿,同时也是对正规金融官僚体制低效率的制度适应。
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| 关 键 词： | 非正规金融 信息不对称 金融改革 |
| 文章编号： | 1672-5956（2005）06-0029-06 |
| 收稿时间： | 2005-09-28 |
| 修稿时间： | 2005年9月28日 |
On the Research Documents of Informal Finance |
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| ZUO Chen-ming.On the Research Documents of Informal Finance[J].Journal of Shandong Institute of Business and Technology,2005,19(6):29-34. |
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| Authors: | ZUO Chen-ming |
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| Abstract: | The article focuses on the concept, types, scales, forming reasons and high interest rates of informal finance, it points out that informal finance is of great importance to the economic development and it is inevitable. The high interest rate of informal finance is the compensation of the lenders risk in a certain extent and it is also the institutional adaptation to the low efficiency of bureaucracy system of formal finance. |
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| Keywords: | informal finance information asymmetry financial reform |
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