我所亲历的三次危机

该文以亲身经历为基础，叙述了在华尔街所经历的三次金融危机；从一个从业人员和普通购房者的视角向读者展示了危机的来龙去脉。文章指出理论上，经济的周期性注定6年的繁荣终究会有尽头；而在实践中，多年的低利率带来的信用泛滥，以及华尔街为追求短期暴利而进行无止境的风险叠加．也致使金融风险扩散到社会和世界的每一个角落。

My own experiences in Wall Street through the three financial crises

Based on his own experience on Wall Street,the author recounts the origins and development of the three financial crises from the perspective of an involved person and an ordinary house buyer.Theoretically,six years of prosperity are destined to end due to the economic cycle.In practice,years of low interest rates have resulted in a credit glut,and Wall Street ran endless risk-superpositions in pursuit of short-term windfall,both of which are spreading financial risks to every corner of the world.