| 小额信贷业务的偏差与规范 |
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| 引用本文： | 周宇.小额信贷业务的偏差与规范[J].乡镇经济,2006(1):39-43. |
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| 作者姓名： | 周宇 |
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| 作者单位： | 中国青年政治学院,经济系,北京,100089 |
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| 摘 要： | 小额信贷在当前遭遇了发展困境，贷款余额逐年下降，究其原因在于小额信贷发展过程中出现了嫌贫爱富、期限偏短、扭曲运行这三大偏差，为保证小额信贷的健康发展，亟需还原小额信贷的本来特性，对运作细节进行调整，摆正政府的位置。
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| 关 键 词： | 小额信贷 农户 种植业 利率 |
Deviation and Standard of Small Credit Business |
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| ZHOU Yu.Deviation and Standard of Small Credit Business[J].Rural Economy,2006(1):39-43. |
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| Authors: | ZHOU Yu |
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| Abstract: | Microcredit is meeting with the dilemma, and the loan balance is descending year by year. It is result inthree factors on microcredit: snobbism in choosing borrower, shorter deadline and disorder in operation. In order toimprove the microcredit, we should make it toreturn its essence, regulate loan details and governmental behavior. |
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| Keywords: | microcredit peasant family plant products industry interest rate |
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