| 中资银行如何开展消费信贷业务 |
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| 引用本文： | 申玲. 中资银行如何开展消费信贷业务[J]. 经济经纬, 2004, 0(1): 112-114 |
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| 作者姓名： | 申玲 |
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| 作者单位： | 河南财经学院,会计学系,河南,郑州,450002 |
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| 摘 要： | 扩大内需,刺激消费是国家在今后较长一段时期经济工作的主要指导方针,消费信贷业务拥有巨大的发展空间,能否迅速强占市场份额,争夺优质客户将直接决定商业银行在未来私人业务的市场位置。如何在防范风险的前提下大力拓展消费信贷业务成为各家中资商业银行研究的课题。
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| 关 键 词： | 个人消费信贷 中资银行 个人住房 汽车消费 教育助学 |
| 文章编号： | 1006-1096(2004)01-0112-03 |
| 修稿时间： | 2003-07-22 |
How to Develop the Consumption Credit Business in Domestic-owned Bank |
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| SHEN Ling. How to Develop the Consumption Credit Business in Domestic-owned Bank[J]. Economic Survey, 2004, 0(1): 112-114 |
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| Authors: | SHEN Ling |
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| Abstract: | The guideline of growing domestic demand will be closely followed and it will give a large room for the development of personal consumption credit. Also it has brought great market potential to the commercial banks, while also gives business risks. |
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| Keywords: | personal consumption credit domestic-owned bank resident apartment car consumption education assistance |
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