建立人民币离岸中心的现实性分析及前景展望

离岸市场是经营境外货币存、贷业务的市场,它在推进国际金融一体化的过程中发挥了巨大的作用,现已发展成为国际金融市场的重要组成部分。随着中国经济的不断走强,人民币的国际化必然是大势所趋,在这一过程中,人民币离岸中心的建立虽然会给现存的金融制度带来一定的冲击和风险,但其建立已经具有了现实的市场基础和需求,积极作用是主流。因此,只要监管得当,人民币离岸中心的建立将对我国金融业的发展起到良性的促进作用。

An Analysis on the Reality and Perspective of RMB Off-shore Market Establishment

Off-shore market, an important part of the international financial market, is a market for doing deposit and loan business of foreign currency. It plays a significant role in the international finance integration. With the strengthening of Chinese economy, it will be inevitable tendency for RMB internationalizing. During this process, the establishment of the off-shore RMB center will bring some risks to the existing financial system. However, with proper supervision, the market has already provided the foundation and the demand for establishing such a center. Setup of the RMB off-shore market will expedite the development of Chinese financial market.