从外部性看信用网络的构建

信用关系的实质是一种网络关系,是构成信用网络的基础。信用网络就是由一个个信用关系纵横交错形成的网络。信用网络产生了正外部性和负外部性,分别导致了交易成本的减少和增加。从利用其正外部性、减少或规避其负外部性的角度出发,文章认为,建立信用制度、惩罚机制、信用信息

The construction of credit network:perspective form externality

The essence of credit relationship is the relationship of networks,which constitutes the basis of credit network.Credit network is a network consisted by interlaced credit relationships.The credit network produces both positive and negative externalities,which contribute the decrease and increase of transaction cost respectively.From the perspective of taking advantage of positive externality and reducing or avoiding negative extemality,we hold that the construction of credit system,penalty mechanism,credit information disclosure in stitution and encouraging continuous trading are crucial to the building of an effective credit network.