构建商业银行风险防范机制的探讨 |
| |
引用本文: | 朱镇声,王双平.构建商业银行风险防范机制的探讨[J].广西经济管理干部学院学报,1999(2). |
| |
作者姓名: | 朱镇声 王双平 |
| |
作者单位: | 江苏镇江市工商银行 |
| |
摘 要: | 构建有效的金融风险防范机制应包括:宏观上:强化中央银行监管力度,规范商业银行经营行为;微观上:完善资产负债比例管理,增强自我调节功能;参照国际金融界惯例和经验,建立贷款风险约束机制;强化信贷行为约束,提高营运资产质量;加强内部监督检查,建立健全经营约束机制
|
关 键 词: | 商业银行 金融风险 防范机制 |
Investigation on buildng the mechanism of risk counter-measur
es for commercial banks |
| |
Abstract: | In order to build the effective m
echanism of financial risk counter-measures;macroscopically,we should strengthe
n the supervision and administration of Central Bank,and normalize the operation
of commercial banks.microscopically, we should perfect the administration on th
e proportion of assets and liabilities;to enhance autoregulation function,consul
t the international financial practices and experiences,to build the restriction
system on loan risk;strengthen the restriction for credit action to improve the
quality of operating property and tighten up the internal supervision and inspe
ction to form a perfect restriction system on management. |
| |
Keywords: | :commercia l banks risks counter-measures |
本文献已被 CNKI 等数据库收录! |
|