商业银行风险经理队伍存在的问题与对策

为了加强风险管理,我国一些银行开始实行风险经理制,但我国风险经理制的发展尚处于初级阶段,在运行过程中存在对职责认识不清、管理领域狭窄、风险经理缺乏约束权力、与客户经理的关系没有理顺以及风险经理的素质参差不齐等问题,针对这些问题提出了相应的对策.

Analysis of Problems and Countermeasures of Risk-Manager-System in Business Bank

In order to enhance risk management,some banks begin to put Risk-Manager-System into practice in our country.However,because it's in budding stage in China,Risk-Manager-System also brings a series of problems during its running,for example,its provision of the risk manager's responsibility is blurry,the domain of management is narrow,the restriction to risk manager is lack,the relationship between risk manager and client manager is ambiguity,and the qualities of risk managers are various.This article aims at these problems to bring forward a series of countermeasures.