| 我国农业保险市场失灵的特殊性及对策 |
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| 引用本文： | 吴祥佑. 我国农业保险市场失灵的特殊性及对策[J]. 重庆商学院学报, 2005, 15(1): 67-70 |
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| 作者姓名： | 吴祥佑 |
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| 作者单位： | 重庆工商大学财政金融学院 重庆400067 |
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| 摘 要： | 在中国,农业保险是两个弱质产业的"弱弱结合",信息严重不对称、正外部性很大,且农业的可保性不强,经营资金逐渐向其它险种转移.纠正我国农业保险市场失灵的关键在政府,国家应制定农业保险法,发行特别国债筹集启动资金,实行政策性保险商业化运作,构建合理的农业保险经营体系.
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| 关 键 词： | 农业保险 弱质产业 保险公司 农民 政府 |
| 文章编号： | 1008-6439(2005)01-0067-04 |
| 修稿时间： | 2004-09-08 |
China''s agricultural insurance market failure and countermeasures |
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| WU Xiang-you. China''s agricultural insurance market failure and countermeasures[J]. Journal of Chongqing Institute of Commerce, 2005, 15(1): 67-70 |
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| Authors: | WU Xiang-you |
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| Abstract: | Based on China's realities, this paper analyses the specialty of agriculture insurance market failure, points out that China's agriculture insurance is two weaker industries' combination, information asymmetry is severe for minor scale, and insurability is slim because of produce's low price and so on. Agriculture insurance should be a kind of compulsory insurance run by commercial insurers. Administration should subside premium to peasants, relive insurers' tax burden, and pay some operation fee to insurers, and construct reasonable agricultural insurance system and raise agricultural product price. |
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| Keywords: | agriculture insurance weak industry insurance company peasant government |
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