农业信贷与我国农村经济增长的相关性分析与政策建议

三农问题已经成为制约我国经济整体发展的“瓶颈”问题,农村经济发展缓慢既有政策制度性因素,又有经济性因素。农村金融供给不足在我国表现非常突出,农民贷款难就是其例证。本文从金融供给角度给出了农村经济发展缓慢的经济解释,并且在政策性金融、商业性金融和合作性金融的框架内提出了相关对策建议。

Analysis of the Relationships Between Agricultural Credit and Rural Economic Growth in China and Proposal on the Policy

The three dimensional rural issues have already become the "bottleneck problems" that limit the whole development of economy in China The rural economy developed slowly due to institution factors and economic factors. Insufficient rural finance supply was very serious in China. And the peasant's difficulties in getting loans are the best illustration. This article interprets the causes leading to the slow development of rural economy from the point of view of finance supply, and it also puts forward the relevant countermeasure and suggestion in the frame of policy-related finance, commercial finance and the cooperative finance.