内陆开放型经济试验区引入信用评级机构的相关问题研究

信用评级具有减少信息不对称、实现社会资源优化配置、促进经济良性发展的润滑剂作用,因此,宁夏内陆开放型经济试验区引入信用评级机构十分必要。结合宁夏实际,分析信用评级机构的发展模式,认为内陆开放型经济试验区引入信用评级机构应当采取＂政府推动、市场运作、人行监管＂模式,并且引入后应从提升业务人员水平、完善监管方法、加强业务指导等方面,推动信用评级机构健康发展。

Study on Key Issues of Introducing Credit Rating Agencies to Inland Open Economy Pilot Area

The credit rating plays a lubricant role in reducing information asymmetry,achieving optimal allocation of social resources,and promoting positive economic development. Therefore,it＇s necessary for Ningxia inland open economy pilot area to introduce the credit rating agencies. Considering the reality in Ningxia,the paper analyzes the development model of credit rating agencies,holds that when introducing the credit rating agencies it＇s necessary for inland open economy pilot areas to adopt a ＂government to promote,market to operate,the PBC to regulate＂ model,and that after the introduction it＇s necessary to promote the healthy development of credit rating agencies from such respects as enhancing staff business ability,improving the regulatory approach,strengthening operational guidance,etc.