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中小企业融资信用服务机制研究——基于张江商会金融服务合作社的视角
引用本文:张毅强,吴大器.中小企业融资信用服务机制研究——基于张江商会金融服务合作社的视角[J].河南金融管理干部学院学报,2014(12):29-34.
作者姓名:张毅强  吴大器
作者单位:上海金融学院,上海201209
基金项目:上海市软科学研究计划重点项目(13692101802)
摘    要:银行作为我国信用融资的主体机构,对贷款的审核和发放有严格的要求。为帮助中小企业顺利度过成长的瓶颈期,上海张江高科技园区商会专门成立了金融服务合作社,深入调研园区内中小企业的资金需求,集中力量在"企业与金融机构的对接上"寻找突破口,深入探索开展融资信用服务,积极推动"银企"合作。

关 键 词:中小企业  商会  金融服务合作社  融资信用服务  创新机制

Study on the SME Financing Credit Service Mechanism-- From the Perspective of Zhangjiang Chamber of Commerce Financial Service Cooperatives
ZHANG Yiqiang,WU Daqi.Study on the SME Financing Credit Service Mechanism-- From the Perspective of Zhangjiang Chamber of Commerce Financial Service Cooperatives[J].Journal of Henan College of Financial Management Cadres,2014(12):29-34.
Authors:ZHANG Yiqiang  WU Daqi
Institution:(Shanghai Finance University, Shanghai 201209, China )
Abstract:As the main institutions of credit financing in China, banks have strict requirements for loan examination and loan extension. To help small and medium-sized enterprises survive smoothly out of the bottleneck period of growth, Zhang Jiang Hi-tech Zone Chamber of Commerce set up financial service cooperatives, making in-depth research on SME financing demand in the Zone, concentrating on seeking a breakthrough in "butt joint between enterprises and financial institutions", exploring credit financing services, and actively promoting the " bank- enterprise" cooperation.
Keywords:small and medium-sized enterprises (SME)  chamber of commerce  financial service cooperatives  financing credit services  innoeation mechanism
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