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我国农村金融生态优化对策探讨
引用本文:曾之明,张琦.我国农村金融生态优化对策探讨[J].河南金融管理干部学院学报,2014(11):70-74.
作者姓名:曾之明  张琦
作者单位:湖南商学院,湖南长沙410205
基金项目:国家社科青年项目(11CJY046); 教育部人文社会科学规划基金项目(12YJA790182); 湖南省社科基金项目(11YBB228); 湖南省社科评审课题(1011190B); 湖南省教育厅科研重点课题(11A064)
摘    要:剖析我国农村金融生态发展面临的突出障碍,借鉴国外农村金融生态建设有益经验,探讨优化我国农村金融生态的对策思路,提出应构建金融生态协调机制、打造农村信用环境、完善农村金融法治环境、提高信用中介服务水平。

关 键 词:农村金融生态  生态协调机制  信用风险  失信惩罚

The Countermeasures for the Optimization of Rural Financial Ecology
ZENG Zhiming,ZHANG Qi.The Countermeasures for the Optimization of Rural Financial Ecology[J].Journal of Henan College of Financial Management Cadres,2014(11):70-74.
Authors:ZENG Zhiming  ZHANG Qi
Institution:(Local Financial Institute, Hunan University of Commerce, Changsha, Hunan 410205, China )
Abstract:The paper analyzes the outstanding barriers during the development of China' s rural financial ecology, draws on the useful experiences from foreign rural financial ecology construction, and explores the philosophy of op- timization strategies for rural financial ecology in China. It is imperative to construct coordination mechanisms for fi- nancial ecology and build rural credit environment, make better rural financial legal environment, and improve serv- ice quality of credit intermediaries.
Keywords:rural financial ecology  coordination mechanisms  credit risks  dishonesty disciplinary mechanism
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