| 构建农村普惠金融体系的障碍与突破 |
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| 引用本文： | 高彦彬.构建农村普惠金融体系的障碍与突破[J].河南金融管理干部学院学报,2014(12):65-68. |
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| 作者姓名： | 高彦彬 |
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| 作者单位： | 河南理工大学,河南焦作454000 |
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| 基金项目： | 河南省社会科学规划决策咨询项目（2013D014）; 河南省教育厅人文社会科学应用对策研究“三重”专项（2014-DC-075） |
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| 摘 要： | 我国农村金融需求群体众多、金融供给缺口较大,构建农村普惠金融体系十分必要,同时也面临来自用户、金融机构以及环境方面的诸多障碍。要突破各种障碍,必须有正确的导引。政府部门应更新理念,履行义务;金融机构应抓住机遇,承担责任;农村用户应主动行使权利,充分利用金融资源。
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| 关 键 词： | 普惠金融 农村金融 金融体系 金融服务 |
The Obstacles for Constructing Rural Inclusive Financial System and the Breakthroughs |
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| GAO Yanbin.The Obstacles for Constructing Rural Inclusive Financial System and the Breakthroughs[J].Journal of Henan College of Financial Management Cadres,2014(12):65-68. |
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| Authors: | GAO Yanbin |
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| Institution: | GAO Yanbin (School of Economics and Management, Henan Polytechnic University, Jiaozuo , Henan 454000, China ) |
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| Abstract: | It＇ s quite necessary to construct rural inclusive financial system because of too many rural financial de- mand users in China and big gap of financial supply ; At the same time, many obstacles from users, financial institu- tions and environmental aspects are confronted. Correct guidance must be needed for breaking through the obsta- cles： governmental departments should update ideas and perform their duty; financial institutions should seize the opportunity and take their responsibility; rural users should take the initiative to exercise their rights and make full use of financial resources. |
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| Keywords: | inclusive finance rural finance financial system financial service |
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