| 小额信贷不便捷性的形成因素探析 |
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| 引用本文： | 闻西,兰秋军.小额信贷不便捷性的形成因素探析[J].湖北财经高等专科学校学报,2011,23(1):41-44. |
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| 作者姓名： | 闻西 兰秋军 |
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| 作者单位： | 湖南大学,湖南长沙,410082 |
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| 基金项目： | 湖南省哲学社会科学基金，湖南省普通高等学校哲学社会科学重点研究基地开放基金项目 |
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| 摘 要： | 便捷性是商业性小额信贷在农村金融市场中击退地下金融系统,取得竞争优势的一个关键。本文以农村合作银行为例,从信用体系、信贷品种、内部制度和农业本身等方面出发,分析了导致当前我国小额信贷过程中一些不便捷问题的原因。
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| 关 键 词： | 小额信贷 便捷性 风险管理 农村合作银行 |
Analysis of Reasons Causing Inconvenience of Microcredit of China |
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| Wen Xi,Lan Qiu-jun.Analysis of Reasons Causing Inconvenience of Microcredit of China[J].Journal of Hubei College of Finance and Economics,2011,23(1):41-44. |
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| Authors: | Wen Xi Lan Qiu-jun |
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| Institution: | (Hunan University,Changsha 410082) |
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| Abstract: | Convenience is one of key factors in the competition between commercial microcredit institutions and underground financial systems.As an example,this paper analyzes a rural cooperative bank in China from credit system,credit productions,management of bank and agriculture nature perspectives,and presents some important reasons which result in inconvenience of microcredit in current China. |
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| Keywords: | microcredit convenience risk management rural cooperative bank |
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