| 我国中小企业融资现状、问题与对策分析 |
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| 引用本文： | 吴元波,王晟. 我国中小企业融资现状、问题与对策分析[J]. 贵州财经学院学报, 2008, 0(1): 38-42 |
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| 作者姓名： | 吴元波 王晟 |
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| 作者单位： | 1. 复旦大学,经济学院,200433
2. 上海师范大学,法政学院,200234 |
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| 基金项目： | 上海市高校优秀青年教师后备人选科研项目 |
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| 摘 要： | 中小企业贷款中的突出问题是企业贷款难和银行放款难,解决中小企业融资难的基本思路是借鉴日本模式的成功经验:通过健全的法律法规确立中小企业的法律地位,保障中小企业的利益;为中小企业提供地方中小金融机构和政府融资机构的双重资金支持;积极开拓直接融资渠道;加快建立和完善中小企业贷款担保体系.
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| 关 键 词： | 中小企业 融资 商业银行 风险 |
| 文章编号： | 1003-6636（2008）01-0038-05 |
| 收稿时间： | 2007-10-24 |
| 修稿时间： | 2007-10-24 |
Small and Medium-sized Enterprise Finance in China: Present Situation,Problems and Remedies |
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| WU Yuan-bo,WANG Sheng. Small and Medium-sized Enterprise Finance in China: Present Situation,Problems and Remedies[J]. Journal of Guizhou College of Finance and Economics, 2008, 0(1): 38-42 |
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| Authors: | WU Yuan-bo WANG Sheng |
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| Affiliation: | WU Yuan-bo1,WANG Sheng2(1.School of Economics,Fudan University,Shanghai 200433,China,2.School of Law , Politics,Shanghai 200234,China) |
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| Abstract: | A striking problem in finance for small and medium-sized enterprises is the difficulty for firms to get loans and for banks to extend credit.To solve this problem,we can draw useful experience from the Japanese model: firmly establishing the legal status for them and safeguarding their interests through sound legislature,providing double financing support for them through small and medium-sized financial institutions and government financing institutions,actively expanding channels of direct finance,and spe... |
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| Keywords: | small and medium - sized enterprise finance commercial bank, risk |
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