强化银行财务风险管理 构建微观审慎指标体系

与世界其他地区的金融危机相比 ,亚洲金融危机清楚地表明银行业稳健性的重要。银行业风险预警和内部治理的缺陷增大了银行机构对外部威胁的暴露程度 ,审慎性规则的不健全使银行承担了过度风险。从而 ,强化银行财务风险管理 ,建立微观审慎指标体系应成为银行业内部治理结构调整重点之一。

Strengthening Bank Financial Risk Management and Structuring Micro Scruplous Index System

Compared with the financial crises of other countries and areas around the world, Asian fonancial crisis clearly revealed the importance of the stability of the banking system. The prewarning of banking risks and defects of internal management increase the degree of exposure to the external threat of banking institution. The distemperedness of the scrupulousness regulation causes banks to undertake excessive risks. Therefore, it should be one of the key points for the internal banking structural reajustment to strengthen the financial risk management of the bank and srtucture the micro scrupulous index system.