我国人寿保险公司经营绩效的DEA有效性分析

市场绩效反映了市场运行的效率和资源配置的效果,运用数据包络分析(DEA)投入导向型模型,考量我国30家人寿保险公司2002~2011年经营绩效的有效性,结果显示,中资寿险公司经营绩效DEA相对有效性与人寿保险公司规模成一定正相关关系,中外合资或外资寿险公司经营绩效DEA有效性低于中资寿险公司经营绩效的有效性,我国寿险市场保险公司经营绩效与国民经济发展以及人寿保险宏观管理政策有较强正相关性。

Efficiency Analysis of DEA on Life Insurance Companies' Performance

Market performance reflects the efficiency of market operation and the resource allocation results. Through the input-oriented model of the data envelopment analysis (DEA), we analyzed the efficiency of 30 life-insurance companies'' performance from 2002 to 2011. The empirical results showed that the efficiency of China''s invested life insurance companies'' performance was proportional to their size, the efficiency of sino-foreign joint ventures'' performance was lower than that of China-invested life insurance, and the efficiency of total life-insurance market''s performance was positively correlated to national economic development and macroeconomic policy of life-insurance.