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中资银行和外资银行竞争力的对比研究
引用本文:陆晓宁.中资银行和外资银行竞争力的对比研究[J].商业研究,2005(20):116-119.
作者姓名:陆晓宁
作者单位:四川大学,经济学院,四川,成都,610064
摘    要:中国加入世贸组织后,金融市场将按承诺逐步开放,这意味着外资银行与中资银行之间的竞争将日趋激烈。从银行经营的外部环境、经营安全性、资产数量和质量以及业务开展等方面着手,对外资银行与中资银行进行比较分析,针对中资银行在经营中存在的问题并提出相关建议。

关 键 词:中资银行  外资银行  资本充足率  银行资产  竞争力
文章编号:1001-148X(2005)20-0116-03
收稿时间:08 17 2004 12:00AM
修稿时间:2004年8月17日

Comparative Study on Competitive Power of Chinese & foreign Commercial Banks
LU Xiao-ning.Comparative Study on Competitive Power of Chinese & foreign Commercial Banks[J].Commercial Research,2005(20):116-119.
Authors:LU Xiao-ning
Institution:School of Economics, Sichuan University, Chengdu, Sichuan 610061, China
Abstract:As China's entering into WTO,financial market will be open for foreign investment gradually,which means that the competition between Chinese commercial banks and foreign-owned banks has become more and more fierce.This paper aims to compare Chinese commercial banks and foreign-owned banks in the following aspects:operation environments,operation security,quantity and quality of bank assets and banking transactions.It finds out the disedvanteges of Chinese commercial banks and propose the corresponding measures.
Keywords:chinese commercial banks  foreign - owned banks  capital - to - total assets ratio  bank assets  competitive power
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