银行保险:中国金融业的理性选择 |
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引用本文: | 宋耀.银行保险:中国金融业的理性选择[J].商业研究,2002(9):57-60. |
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作者姓名: | 宋耀 |
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作者单位: | 河海大学,国际工商学院,江苏,南京,210098 |
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摘 要: | 80年代以来,伴随着统一的金融市场体系的建立,西方国家银行业和保险业相互融合渗透,从而产生了银行保险(Bancassurance)。这是国际金融市场上一次成功的创新。目前,在西方成熟的保险市场上,银行保险呈迅速发展之势。全面分析银行保险新兴机制的优势,可为我国发展银行保险业务提供理性思考及应注重解决的问题。
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关 键 词: | 银行业 保险业 银行保险 |
文章编号: | 1001-148x(2002)05上-0057-03 |
修稿时间: | 2001年6月25日 |
Bancassurance: The Reasonable Choice of Chinese Financial Industry |
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Abstract: | As the joint financial market system being established in the 1980s, the western bankindustry interacted with insurance industry, as a result, bancassurance came into form. It is asuccessfal innovation in international financial market and develops rapidly in the western currentlymature insurance market. To have an all-round analysis the advantages of this new mechanism canoffer Chinese counterparts reasonable thinking inclination and solutions to the problems that may arise. |
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Keywords: | bank industry insurance industry bancassurance |
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