| 借贷消费模式的“双刃性”:金融危机抑或经济增长 |
| |
| 引用本文： | 毛中根,段军山. 借贷消费模式的“双刃性”:金融危机抑或经济增长[J]. 广东商学院学报, 2010, 25(3): 53-58 |
| |
| 作者姓名： | 毛中根 段军山 |
| |
| 作者单位： | 1. 西南财经大学,工商管理学院,四川,成都,610074
2. 广东商学院,金融学院,广东,广州,510320 |
| |
| 基金项目： | 国家社科基金青年项目，教育部人文社科规划基金一般项目，西南财经大学"211工程"第三期建设资助项目 |
| |
| 摘 要： | 随着人类从农业社会演进到工业社会,人们的消费模式也经历了由＂节俭消费＂到＂借贷消费＂的发展变迁。借贷消费有利于扩大居民消费,拉动经济增长,但过度的借贷消费也会给经济和社会发展带来隐患甚至导致金融危机。就目前的中国而言,美国借贷消费的经验意义可能要远大于它的失败教训。中国消费的宏观调控目标应是扩大消费与可持续消费并举。
|
| 关 键 词： | 借贷消费 金融危机 经济增长 |
On the Double-Edged Sword of Consumption on Credit Pattern:Financial Crisis or Economic Growth |
| |
| MAO Zhong-gen,DUAN Jun-shan. On the Double-Edged Sword of Consumption on Credit Pattern:Financial Crisis or Economic Growth[J]. Journal of Guangdong Business College, 2010, 25(3): 53-58 |
| |
| Authors: | MAO Zhong-gen DUAN Jun-shan |
| |
| Affiliation: | MAO Zhong-gen1,DUAN Jun-shan2 (1.School of Management,Southwestern University of Finance , Economics,Chengdu 610074,China,2.School of Finance,Guangdong University of Business Studies,Guangzhou 510320,China) |
| |
| Abstract: | Human beings begin to consume on credit instead of being thrifty consumers after they step into the industrial society from the agricultural society.Consumption on credit helps to stimulate economic growth by expanding consumption of the residents.However,excessive consumption on credit may pose potential threat to economic and social development,which may result in financial crisis.Judging from the current situation in China,what should be learned from American experience in terms of consumption on credit ... |
| |
| Keywords: | consumption on credit financial crisis economic growth |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
|
