| 世界两种基本存款保险模式比较及启示 |
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| 引用本文： | 金雪军,李红坤. 世界两种基本存款保险模式比较及启示[J]. 广东经济管理学院学报, 2005, 20(5): 33-38 |
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| 作者姓名： | 金雪军 李红坤 |
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| 作者单位： | 浙江大学,浙江,杭州,310027 |
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| 摘 要： | 以美国联邦存款保险制度为代表的政府存款保险模式和以德国非官方自愿存款为代表的非官方存款保险模式,是世界上两种基本的存款保险制度模式.二者虽然存在着很大差异,但其运作基本上都是成功的.借鉴美、德存款保险制度成功运行的经验,从中国的存款保险制度建立的现实出发,应该选择一条渐进式的道路.
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| 关 键 词： | 存款保险 政府模式 非官方模式 渐进式 |
| 文章编号： | 1672-4100（2005）05-0033-06 |
| 收稿时间： | 2005-05-16 |
| 修稿时间： | 2005-05-16 |
A Comparative Study of the Two Fundamental Deposit Insurance Rmodels |
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| Jin Xuejun,Li Hongkun. A Comparative Study of the Two Fundamental Deposit Insurance Rmodels[J]. Journal of Guangdong Institute of Business Administration, 2005, 20(5): 33-38 |
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| Authors: | Jin Xuejun Li Hongkun |
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| Abstract: | There are two fundamental deposit insurance models in the world. One is government deposit insurance model represented by American federal deposit insurance system, the other is nongovernment deposit insurance model represented by German non-government deposit insurance system. Differing from each other, the two models have proved effective. Enlightened by the two deposit insurance models, with consideration of the reality of China, we should establish Chinese deposit insurance system progressively. |
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| Keywords: | deposit insurance government model non-government model progress step by step |
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