怎样看待当前的货币信贷形势——基于科学发展观的一个视角

针对当前我国经济领域中存在的货币信贷快速增长和固定资产投资反弹现象,本文从科学发展观视角全面剖析了当前货币信贷的运行轨迹,并就货币信贷快速增长与固定资产投资反弹可能引发的相关问题进行了思考.本文认为,当前我国货币信贷快速增长的根源在于人民币汇率的错配与国内实行的低利率甚至负利率所致,因此,当前我国的政策应当重点从加快利率市场化改革、加快汇率市场化改革、加快推进金融体制改革和加快推动金融市场建设等4个方面入手.

On How to Understand the Current Credit and Investment: From the Perspective of Scientific Development

In connection with the phenomenon of the fast growing credit and investment. The article, as a first step, analyzes the track of credit running today in view of scientific development. Then, it ponders over some questions being related to the fast growing credit and investment. Finally, the author points out that the reason lies in mismatch of RMB exchange rate and low interest rate. Therefore, our suggestion should be to set about accelerating the reform of interest rare and RMB exchange rate.