我国农村金融信贷担保的困境及其法律救济

农村信贷担保困境造成的"放贷两难"一直是我国现代农村金融制度建设的"瓶颈",尽管实践中已经进行了一系列的有益探索,但依然存在诸多问题,因此对农村信贷担保法律救济路径之探讨依然不可或缺。在这一过程中需要明确的是,担保模式的确立或是连带责任的承担都不是农村信贷的目标而只是手段。

China countryside financial credit guarantee's difficulty and its legal helping

The problem of＂lend and borrow for insecurity＂by rural credit guarantee has been a ‘bottleneck’ in our country’s modern rural financial system construction. Many problems still exist though a series of useful explorations have been practised, then the research to the legal relief of rural credit guarantee is indispensable. It is necessary to define that no matter establishing secure model or bearing joint liability is not aim of rural credit but means.