金融危机形势下破解中小企业融资难的路径选择

融资难一直是制约中小企业发展的主要因素。尤其在全球金融危机形势下,中小企业融资难问题更加严重。中小企业融资难的原因是多方面的,既有政府、银行方面的,更有中小企业本身的。因此,要有效解决中小企业融资难问题,必须政府、银行和中小企业多方联合起来,在政策落实、财政投入、信贷担保、社会资本市场建设等方面进行金融创新,才能顺利渡过难关。

The Ways' Choice of Resolving the Difficulty of Finance of the Small-and-Medium-Sized Enterprises under the Financial Crisis Situation

Financial difficulty is always the primary factor that restricts the small-and-medium-sized enterprises development.Under the whole world financial crisis situation especially,the question that the small-and-medium-sized enterprises the financial difficulty is more serious.The reasons of the small-and-medium-sized enterprises,financial difficulty are various,not only has the government,the bank's aspects,but the small-and-medium-sized enterprises themselves.Therefore,to resolve the small-and-medium-sized enterprises' financial difficulty effectively,the government,the banks and the small-and-medium-sized enterprises must unite together in every way,at these facts such as policy realization,financial investment,credit guarantee,social capital market construction etcs.carries on the financial innovation,can pass the difficulty smoothly.