金融风险传导机制及银行风险防范研究

经济全球化和金融一体化的发展在全球范围内形成了庞大的银行网络系统,这种网络系统在发挥媒介资金、提供金融服务、促进资源配置和经济发展的同时,伴有更为明显的危机传染机制。为应对来自整个银行网络的风险,银行必须完善公司治理结构、健全内部控制制度、改革经营管理制度、建立风险防范体系,如此才能实现银行的安全、稳健运行。

The Study on the Conduction Mechanism of Financial Risk and the Risk Prevention of Banks

With the development of economic globalization and financial integration, the huge banks have formed their global network. This kind of network has obvious crisis contagion mechanism while it makes contribution to medium funds, provides the finance service and promotes the resources deployment and the development of economy. In order to prevent against the whole risk of bank network and realize the safe and steady operation target of banks, the banks must perfect their company management structures, establish interior control system, reform management system, set up prevention system against risk.