规范发展农村非正式金融的思考

非正式金融在中国农村地区是一种普遍存在的现象,它以其多种表现形式、融资效率和有效的作用机制而显现出强大的生命力。非正式金融也有着自身难以克服的弱点,在发展过程中尤其需要解决对它的监督管理和市场退出问题。为此,建立适当的非正式金融政策安排十分重要。

Thinking on regulating and developing countryside''''s informal finance

Informal finance exists extensively in the rural areas of china and shows strong energy due to its flexible organization, efficient financing and effective functional system, But informal finance has its own weak points which cannot be overcomed by itself. In its developing process, the problems of supervising informal finance and removing it from the market especially need to be solved. Therefore, it is necessary to make appropriate policy arrangement in China.