日本保险业危机与中日保险业对比

在“泡沫经济”破灭、亚洲金融危机的影响下，日本保险公司出现了接二连三的破产案，尤其在过去的一年，仅关年时间内四家较有影响的公司先后倒闭，其对日本保险业的冲击是致命的。日本保险业危机是综合因素导致的结果。我国保险业当前是相对稳定的，但它与日本保险业又有许多相似之处，这使得我国保险业潜伏着巨大风险。因此，我国保险业的发展应从日本保险业危机中得到深刻的警示。

The Insurance Crisis of Japan and a Comparative Study of Japan and China's Insurance Industry

Affected by the evaporation of foam economy and the Asian monetary crisis, Japanese insurance companies have been going bankrupt one after the other In just half a year's time last year, four major Japanese insurance companies closed shop in succession, which has resulted in a fatal impact upon the insurance industry of Japan as a whole. The insurance crisis of japan is the result of multiple factors. China's insurance industry by contrast is relatively stable st present. However, it also has many similarities to that of japan, which which lead to serious, though potential, risks in our insurance industry. Vigilance should be aroused, therefore, in the effort to develop our country's insurance industry