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我国商业银行操作风险及其防范对策探析
引用本文:谢罗奇,李小林. 我国商业银行操作风险及其防范对策探析[J]. 石家庄经济学院学报, 2006, 29(4): 483-487
作者姓名:谢罗奇  李小林
作者单位:湘潭大学,商学院,湖南,湘潭,411105
摘    要:操作风险是当前我国商业银行面临的主要风险之一,在很大程度上影响了我国银行业的经营安全和竞争力。通过对我国商业银行操作风险现状的分析及其与国际银行的比较,揭示了我国商业银行操作风险的特点及其与国际银行操作风险在表现形式上的差异;在对上述现象成因分析的基础上,为我国商业银行操作风险的防范与控制提出了措施和政策建议。

关 键 词:商业银行  操作风险  成因  防范
文章编号:1007-6875(2006)04-0483-05
收稿时间:2006-02-27
修稿时间:2006-02-27

The Operational Risk in Chinese Commercial Banks and Countermeasures for Preventing the Risk
XIE Luo-qi,LI Xiao-lin. The Operational Risk in Chinese Commercial Banks and Countermeasures for Preventing the Risk[J]. Journal of Shijiazhuang University of Economics, 2006, 29(4): 483-487
Authors:XIE Luo-qi  LI Xiao-lin
Affiliation:Xiangtan University, Xiangtan, Hunan 411105
Abstract:Operational risk is one of the most important risks faced by Chinese commercial banks. It has affected the management safety and competition abilities of Chinese banking industry in a large extent. Through comparison, this study reveals the features of Chinese commercial banks and the differences of behaving form between the Chinese and foreign banking industries. Based on the analysis of above phenomena, some measures are proposed for commercial banks to control the risks or prevent the operational risks.
Keywords:commercial banks   operational risk   formation causes   preventing risk
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