| 基于微观视角下的小额信贷对农户收入影响的实证分析 |
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| 引用本文： | 周楠.基于微观视角下的小额信贷对农户收入影响的实证分析[J].广西财经学院学报,2009,22(1). |
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| 作者姓名： | 周楠 |
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| 作者单位： | 河北经贸大学金融学院,河北,石家庄,050061 |
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| 摘 要： | 本文利用68个农户2007年的小额贷款数据作为样本,实证研究了贷款数额、贷款用途、劳动力数量、农户主要劳动力的年龄和受教育程度对农户收入的影响,并得出以下结论:小额信贷可以显著提高农户的收入水平;将贷款资金投入到非农产业也可以显著提高农户收入水平.
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| 关 键 词： | 小额信贷 农户收入 实证分析 |
A Positive Analysis of the Influence of Small Credit on Farmer's Income Based on Micro-perspective |
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| ZHOU Nan.A Positive Analysis of the Influence of Small Credit on Farmer''s Income Based on Micro-perspective[J].JOURNAL OF GUANGXI UNIVERSITY OF FINANCE AND ECONOMICS,2009,22(1). |
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| Authors: | ZHOU Nan |
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| Institution: | Hebei University of Economics and Business;Shijiazhuang 050061;China |
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| Abstract: | Credit data of 68 farmer families of 2007 were taken as samples in this paper to study the influence of small credit on farmer's income.Various factors were studied including credit quantity,credit uses,labor quantity,age and education etc.This study came to conclusions that small credit could increase the farmer's income obviously,and investing the loans into non-agricultural industry could increase farmer's income obviously as well. |
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| Keywords: | small credit farmer income positive analysis |
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