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促进我国农村小额信贷效率改进的财政保障机制研究
引用本文:李娟.促进我国农村小额信贷效率改进的财政保障机制研究[J].财务与金融,2009(3):27-31.
作者姓名:李娟
作者单位:湖南农业大学人文社会科学学院,长沙,410001
摘    要:针对我国农村小额信贷资金使用效率低下的现状,本文从正确认识政府财政职能和金融职能等三个方面的关系出发,分析了政府加大农村地区公共事业建设的财政投入,建立农村社会公共事业财政保障机制和农业保险体系的路径、思路和方法,以有效促进农民增收,增强农户融资能力,达到提高农村小额信贷效率的最终目的。

关 键 词:小额信贷  信贷效率改进  财政保障  农业保险  体制

The Fiscal Guarantee Mechanism Research on Efficiency Improvement of Rural Microfinance in China
Li Juan.The Fiscal Guarantee Mechanism Research on Efficiency Improvement of Rural Microfinance in China[J].Accounting and Finance,2009(3):27-31.
Authors:Li Juan
Institution:Li Juan(The Humanities College of Hunan Agricultural University)
Abstract:Aiming at the present situation of low efficiency of rural microfinance, in order to increase peasant income and improve efficiency of rural microfinance, from recognizing correctly the relations of fiscal function and finance function, this paper analyzes the way and the method that the government enlarge fiscal investment of rural social public facilities, establish fiscal guarantee mechanism of rural social public facilities and agriculture insurance.
Keywords:Microfinanee  Financial Efficiency Improvement  Fiscal Guarantee  Agriculture Insurance  System
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