| 小企业贷款的信用风险与化解策略 |
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| 引用本文： | 孙艳,韩文亮. 小企业贷款的信用风险与化解策略[J]. 上海金融, 2010, 0(4) |
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| 作者姓名： | 孙艳 韩文亮 |
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| 作者单位： | 1. 汇丰银行(中国)有限公司,上海,200120
2. 上海银行,上海,200120 |
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| 摘 要： | 作为小企业间接融资的首选渠道,商业银行在其中扮演着非常重要的角色。然而小企业贷款对于商业银行而言,存在风险高、成本高、效率低、收益低的现象。文章对小企业存在的信用风险进行了分析,并提出了政策建议。
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| 关 键 词： | 小企业贷款 信用风险管理 |
Credit Risks of Small Business Loans and Eliminating Strategy |
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| Chen Yan,Han Wenliang. Credit Risks of Small Business Loans and Eliminating Strategy[J]. Shanghai Finance, 2010, 0(4) |
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| Authors: | Chen Yan Han Wenliang |
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| Abstract: | As the first choice in indirect financing,commercial banks play a pivotal role for small businesses.However,small business loans bring high costs,high risks,low returns and low efficiency to commercial banks.The paper analyzes the credit risks in small business loans and gives out policy suggestions. |
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| Keywords: | Small Business Loan Credit Risk Management |
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