| 试论现代个人理财规划 |
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| 引用本文： | 杨晋云.试论现代个人理财规划[J].西安财经学院学报,2008,21(5). |
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| 作者姓名： | 杨晋云 |
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| 作者单位： | 西安财经学院计划财务处,陕西,西安,710061 |
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| 摘 要： | 随着我国现代社会就业及退休保障体制的转变,全面的个人理财规划愈来愈有必要,同时也成为流行的财政服务。本文将针对个人理财中的各种保险规划、投资管理规划,退休计划进行探讨并制定相应的对策,我们认为,全面、科学的理财规划是保障高质量个人生活必不可少的,是未来财政服务的一个增长点。
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| 关 键 词： | 个人理财规划 保险规划 投资管理规划 退休计划 |
The Strategies and Planing of Modern Personal Finance |
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| YANG Jin-yun.The Strategies and Planing of Modern Personal Finance[J].Journal of Xi‘an Institute of Finance & Economics,2008,21(5). |
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| Authors: | YANG Jin-yun |
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| Abstract: | As the changing of the employment environment,social security and retirement system,comprehensive personal financial planning and managing has been becoming more and more important and necessary.In this paper,different insurance products,investment strategies and retirement plans are described,analyzed and then the corresponding possible solutions are proposed.Finally we conclude that a comprehensive and suitable financial plan plays an indispensable role to achieve a stable life for individuals and personal financing consult will become a popular service in financial market in China. |
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| Keywords: | personal financial planning and managing insurance planning investment planning retirement planning |
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