Credit information,consolidation and credit market performance: Bank-level evidence from developing countries |
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| Institution: | 1. School of Economics and Management, North China Electric Power University, Beijing, China;2. School of Economics, Beijing Technology and Business University, Beijing, China;1. Institut d’Anàlisi Econòmica, Campus UAB, 08193 Bellaterra, Barcelona, Spain;2. Institut d’Anàlisi Econòmica (CSIC), MOVE, and Barcelona GSE, Spain;1. Free University of Bozen-Bolzano, Faculty of Economics and Management, Piazza Università-Universitätsplatz, Piazza Università 1, 39100 Bozen-Bolzano, Italy;2. University of Málaga, Campus El Ejido s/n, 29071, Málaga, Spain |
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| Abstract: | Paying particular attention to the degree of banking market concentration in developing countries, this paper examines the effect of credit information sharing on bank lending. Using bank-level data from African countries over the period 2004 to 2009 and a dynamic two-step system generalised method of moments (GMM) estimation, it is found that credit information sharing increases bank lending. The degree of banking market concentration moderates the effect of credit information sharing on bank lending. The results are robust to controlling for possible interactions between credit information sharing and governance. |
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