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客观认识存款保险制度
引用本文:狄福军.客观认识存款保险制度[J].税务与经济,2005(5):60-61.
作者姓名:狄福军
作者单位:长春税务学院,国际交流学院,吉林,长春,130117
摘    要:随着我国市场经济体制的建立,对外开放的深入,银行业竞争的格局会愈演愈烈,经营风险日益加剧。因此,建立存款保险制度的问题已被提到议事日程上来,且呼声越来越高。目前,我国是否具备了建立存款保险制度的条件,时机是否成熟,我们应该本着实事求是的态度,客观地认识存款保险制度。

关 键 词:存款保险制度  破产  清算  金融机构
文章编号:1004-9339(2005)05-0060-02
收稿时间:2005-02-21
修稿时间:2005年2月21日

Understanding Deposit Insurance System Objectively
DI Fu-jun.Understanding Deposit Insurance System Objectively[J].Taxation and Economy,2005(5):60-61.
Authors:DI Fu-jun
Abstract:With the establishment of our market economic system and the development of opening to the outside world,the competition inside the bank industry is becoming increasingly intense and the operational risk is sharpening.Therefore,the focus on setting up deposit insurance system is getting more and more important.Now,we should base on a practical and realistic attitude to understand the deposit insurance system objectively whether we have had the conditions of setting up it and whether the conditions are ripe.
Keywords:deposit insurance system  bankrupt  account settled  banking facilities
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