摩根大通消费金融的三大核心竞争力

摩根大通在2019年取得了优异的业绩,净利润达到364亿美元,较2018年增长12%。在美国银行业盈利能力略有下降的背景下,这一业绩显得尤其突出。除商业银行业务线之外,摩根大通的各条业务线均表现出很好的经营业绩,但是,最重要的利润来源无疑是消费金融业务线,正是其超高的净利润使得摩根大通的整体利润和净资产收益率达到极高的水平。

Three Core Competitiveness of Consumer Finance Business in J.P.Morgan

J.P.Morgan achieved excellent results in 2019,with a net profit of $36.4 billion,an increase of 12% over 2018.The most important source of profit for J.P.Morgan is the consumer finance business line.This business has broken through the traditional profit model.Providing services,undertaking risks and arbitrage across business lines have become its core competitiveness.