县域资金供给存在的结构性问题及建议——吉林省通化市为例

通化县域金融机构在农村地区的资金吸纳能力与金融供给数量存在不平衡的现象。具体来说,有的金融机构在农村地区吸收存款数量较多,但信贷投放相对较少;有的机构信贷投放力度较大,但资金吸纳能力有限。本文提出通过政策手段调整县域资金供给结构,即让支农力度较大的县域金融机构占有更多的资金,这将有效增加支农资金的供给总量,进而推动通化县域地区＂三农＂经济的快速发展。

Structural Problems and Its Suggestions of County Capital Supply:A Case Study of Tonghua,Jilin Province

The deposit and loan of county financial institutions in Tonghua is not even.To be specific,some county financial institutions absorb a large amount of deposits in rural areas,but only offer limited loans.However,for other institutions which offer huge loans to rural areas,it’s difficult to increase the deposits.It is suggested by this paper that the county capital structure of demand and supply should be adjusted by government policies,and only by this way the total amount of capital to support the rural areas can be increased and the rural economy of Tonghua can be stimulated.