我国商业银行跨国经营的战略性机遇

研究表明,追随客户的全球经营是跨国银行形成的关键所在,在经济全球化浪潮中,各跨国银行已成长为资信卓著的全能型金融服务集团。相比之下,除中国银行能称为跨国银行外,我国其它商业银行的跨国经营业务正处于起步阶段,且受到产权制度等问题的困扰,跨国经营仍受到很大程度的制约。然而,在“走出去”战略推动下,我国对外直接投资持续增长,跨国公司不断成长,为我国商业银行的跨国经营提供了战略性机遇。

The Strategic Chance of Multi- national Operation of Chinese Commercial Banks

The survey indicates that the sucess of multi-national banks mainly depend on the globalized customer management.Since many multi-national banks grow into the all-round financial service group Chinese banks,except Bank of China,remain at the primary stage in terms of cross-nation operation,whinch is mainly restricted for the reason of property right system.However,with the "go-out" strategy,chienese overseas direct invest ment and multi-national corporation have been greatly impoved,which just Chinese banks,provide the strategic chances for chienese commercial banks.