浅谈中小企业融资问题——以潍坊市中小企业融资为例

中小企业融资难问题是世界各国普遍关注的问题,在我国由于长期的"抓大放小"政策,中小企业发展缓慢,管理不健全,信用不佳,难以融资。而资金不足,又限制了企业发展。经过银行业体制改革和金融危机的冲击,融资难更成为中小企业发展瓶颈。本文主要以潍坊为例,分析了融资难的问题,并提出了与当地实际相符的解决方案。

Financing of SMEs-A Case Study of SME Financing In Weifang City

Financing of SMEs is a concern of countries in the world.In our country due to long-term ＂and encounter＂ policy,slow the development of SMEs,management is not perfect,poor credit,and the low efficiency of financing,but lack of funds limited the development of enterprises.Through the banking system and financial crisis,financing has become the bottleneck in the development of SMEs.In this paper,the Weifang example,analyzes the problem of financing,and made consistent with the local real solution.