| 我国商业银行产业组织结构与效率关系的实证分析 |
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| 引用本文： | 曹宝明,袁洪泉. 我国商业银行产业组织结构与效率关系的实证分析[J]. 南京财经大学学报, 2008, 0(3) |
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| 作者姓名： | 曹宝明 袁洪泉 |
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| 作者单位： | 南京财经大学，中商流通生产力促进中心 |
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| 摘 要： | 本文对产权结构和市场结构对我国国有商业银行和股份制商业银行的成本效率、规模效率和技术效率的影响进行实证分析。结果表明:产权结构对我国国有商业银行和股份制商业银行成本效率影响都很显著,但对股份制商业银行的影响要弱于对国有商业银行的影响,国有产权比重与银行业效率之间呈现U型曲线关系。而市场集中度和进入壁垒高会造成我国商业银行效率低下。
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| 关 键 词： | 产权结构 市场结构 银行效率 |
An Empiric Analysis on the Relationship between Industrial Organization Structure and Bank Efficiency |
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| CAO Baoming,YUAN Hongquan. An Empiric Analysis on the Relationship between Industrial Organization Structure and Bank Efficiency[J]. Journal of Nanjing University of Finance and Economics, 2008, 0(3) |
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| Authors: | CAO Baoming YUAN Hongquan |
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| Abstract: | The property ownership's structures influence the cost efficiency of all banks seriously.But the power of influencing for personal-owned commercial banks is weaker than for state-owned commercial banks.Between the weight of property ownership owned by State and the banking efficiency presents a curve relationship.And now,the weight of property ownership owned by State is always higher than the threshold,to realize the commercial banks long-term revolve efficiently,we must move the bank track to the left half part of the curve.The influencing trends of market structure for the cost,the scale and the technique efficiencies are different.The influencing for state-owned commercial banks is also higher for personal-owned commercial banks. |
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| Keywords: | Property ownership structure Market structure Bank efficiency |
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