浅析金融危机下中小企业融资问题

长期以来,融资难一直是制约我国中小企业发展的"瓶颈"。全球性的金融危机波及了中国,使我国许多中小企业因材料涨价、人工成本提高、人民币大幅升值、融资难等问题而纷纷倒闭,如何帮助中小企业度过这次难关,关键问题就是破解企业的融资问题。本文针对中小企业融资难的现状及成因分析,提出了中小企业融资困境的新思路。

The Financing Problems of SMEs under the Financial Crisis

For a long time,financing difficulties has been the ＂bottleneck＂ of the development of SMEs in China.Global financial crisis spread to China,so many of our small and medium enterprises have been closed down because of material prices,labor costs,RMB appreciation,financing difficulty and other issues.The key issue about helping SMEs to overcome the present difficulties is to solve the financing problems.This paper,based on the difficult situation for SME financing and genetic analysis,puts forward new ideas for SME financing difficulties.