商业银行合业经营:一个紧迫的现实问题

在我国加入WTO之后 ,全国的银行业务将在五年内全面开放。但是目前我国采用的是金融分业经营的模式 ,这种模式将面临着严重的挑战。近几年来 ,我国的金融体制也进行了一些改革 ,这为实现我国银行合业经营创造了必要的条件。随着国际、国内金融形势的发展 ,我国在发展银行合业的经营方面 ,应从宏观和微观两个方面着手。

Mixed Operations in Commercial Banks: an Urgent and Practical Problem

After entering into the WTO, China's banking operations will be completely open in five years. At present China's financial operations are seperated. This model will meet a serious challenge. Financial reforms in recent years have paved the way for the mixed operations of China's commercial banks. In order to achieving this objective, we should tacke it by adopting macroeconomic as well as microeconomic policy.